{"id":4085,"date":"2026-02-19T16:56:25","date_gmt":"2026-02-19T15:56:25","guid":{"rendered":"https:\/\/www.btpsavoie.fr\/?p=4085"},"modified":"2026-02-19T16:59:15","modified_gmt":"2026-02-19T15:59:15","slug":"sassurer-contre-le-risque-cyber-une-obligation","status":"publish","type":"post","link":"https:\/\/www.btpsavoie.fr\/index.php\/2026\/02\/19\/sassurer-contre-le-risque-cyber-une-obligation\/","title":{"rendered":"S’assurer contre le risque Cyber, une obligation !"},"content":{"rendered":"
<\/span><\/div>

COSTERG Christelle<\/strong><\/p>\n

Courti\u00e8re en assurances<\/p>\n

0628451117<\/strong><\/p>\n

c.costerg@convergence-assurance.fr<\/p>\n

492, route du Safran<\/p>\n

73210 AIME-LA-PLAGNE<\/p>\n<\/div><\/div><\/div>

S’assurer contre le risque Cyber, une obligation !<\/h2><\/div>

S\u2019assurer contre le risque cyber<\/u> est devenu indispensable, surtout pour les entreprises<\/strong><\/p>\n

Voil\u00e0 pourquoi\u00a0:<\/p>\n

\ud83d\udd10<\/strong> 1. Les cyberattaques sont de plus en plus fr\u00e9quentes\u00a0: <\/strong>Ransomware, phishing, vols de donn\u00e9es, attaques sur les sites web\u2026 aucune structure n\u2019est \u201ctrop petite\u201d pour \u00eatre cibl\u00e9e. Les attaques sont souvent automatis\u00e9es.<\/p>\n

\ud83d\udcb8<\/strong> 2. Les cons\u00e9quences financi\u00e8res peuvent \u00eatre lourdes. <\/strong>Une cyberattaque, ce n\u2019est pas juste un bug informatique :<\/p>\n

    \n
  • Arr\u00eat d\u2019activit\u00e9<\/li>\n
  • Perte de chiffre d\u2019affaires<\/li>\n
  • Frais de remise en \u00e9tat des syst\u00e8mes<\/li>\n
  • Ran\u00e7on \u00e9ventuelle<\/li>\n
  • Amendes (ex : RGPD)
    \nL\u2019assurance permet d\u2019absorber ces co\u00fbts.<\/li>\n<\/ul>\n

    \u2696\ufe0f<\/strong> 3. Risques juridiques et r\u00e9glementaires\u00a0: <\/strong>En cas de fuite de donn\u00e9es (clients, salari\u00e9s\u2026), l\u2019entreprise peut \u00eatre tenue responsable. Une assurance cyber couvre souvent :<\/p>\n

      \n
    • Les frais d\u2019avocats<\/li>\n
    • Les sanctions<\/li>\n
    • La gestion des litiges<\/li>\n<\/ul>\n

      \ud83d\udee0\ufe0f<\/strong> 4. Acc\u00e8s \u00e0 des experts en cas de crise\u00a0:<\/strong><\/p>\n

      Le contrat d\u2019assurance CYBER inclut :<\/p>\n

        \n
      • L\u2019assistance informatique 24\/7<\/li>\n
      • L\u2019accompagnement par des experts en cybers\u00e9curit\u00e9<\/li>\n
      • L\u2019accompagnement par des sp\u00e9cialistes en communication de crise
        \n\ud83d\udc49 crucial pour r\u00e9agir vite et limiter les d\u00e9g\u00e2ts.<\/li>\n<\/ul>\n

        \ud83e\udde0<\/strong> 5. La pr\u00e9vention aussi est couverte\u00a0:<\/strong><\/p>\n

        Le contrat d\u2019assurance CYBER peut vous proposer :<\/p>\n

          \n
        • Un audit de s\u00e9curit\u00e9<\/li>\n
        • La formation des \u00e9quipes<\/li>\n
        • Des outils de pr\u00e9vention
          \nDonc ce n\u2019est pas seulement \u201capr\u00e8s l\u2019attaque\u201d, mais aussi avant<\/strong>.<\/li>\n<\/ul>\n

          \ud83e\udd1d<\/strong> 6. Protection de la r\u00e9putation\u00a0: <\/strong>Une attaque mal g\u00e9r\u00e9e peut ruiner la confiance des clients. L\u2019assurance aide \u00e0 :<\/p>\n

            \n
          • A informer correctement les clients<\/li>\n
          • A restaurer l\u2019image de l\u2019entreprise<\/li>\n<\/ul>\n

            En r\u00e9sum\u00e9<\/strong><\/p>\n

            Le risque cyber est in\u00e9vitable<\/strong>, mais ses cons\u00e9quences ne le sont pas.
            \n\ud83d\udc49 S\u2019assurer, c\u2019est transformer un risque potentiellement catastrophique en un risque ma\u00eetris\u00e9.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":4086,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"pmpro_default_level":"","footnotes":""},"categories":[110],"tags":[],"class_list":["post-4085","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites-des-membres","pmpro-has-access"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.btpsavoie.fr\/index.php\/wp-json\/wp\/v2\/posts\/4085","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.btpsavoie.fr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.btpsavoie.fr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.btpsavoie.fr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.btpsavoie.fr\/index.php\/wp-json\/wp\/v2\/comments?post=4085"}],"version-history":[{"count":3,"href":"https:\/\/www.btpsavoie.fr\/index.php\/wp-json\/wp\/v2\/posts\/4085\/revisions"}],"predecessor-version":[{"id":4088,"href":"https:\/\/www.btpsavoie.fr\/index.php\/wp-json\/wp\/v2\/posts\/4085\/revisions\/4088"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.btpsavoie.fr\/index.php\/wp-json\/wp\/v2\/media\/4086"}],"wp:attachment":[{"href":"https:\/\/www.btpsavoie.fr\/index.php\/wp-json\/wp\/v2\/media?parent=4085"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.btpsavoie.fr\/index.php\/wp-json\/wp\/v2\/categories?post=4085"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.btpsavoie.fr\/index.php\/wp-json\/wp\/v2\/tags?post=4085"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}