{"id":3324,"date":"2025-01-15T13:36:35","date_gmt":"2025-01-15T12:36:35","guid":{"rendered":"https:\/\/www.btpsavoie.fr\/?p=3324"},"modified":"2025-01-15T13:36:35","modified_gmt":"2025-01-15T12:36:35","slug":"information-protection-sociale-nouveau-pass","status":"publish","type":"post","link":"https:\/\/www.btpsavoie.fr\/index.php\/2025\/01\/15\/information-protection-sociale-nouveau-pass\/","title":{"rendered":"Information Protection Sociale : Nouveau PASS"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-sizes-top:0px;--awb-border-sizes-bottom:0px;--awb-border-sizes-left:0px;--awb-border-sizes-right:0px;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:120px;--awb-padding-right:30px;--awb-padding-bottom:120px;--awb-padding-left:30px;--awb-padding-top-medium:60px;--awb-padding-bottom-medium:60px;--awb-padding-top-small:50px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-background-color:var(--awb-color1);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.12%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-spacing-right-medium:5.12%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-spacing-right-small:1.92%;--awb-margin-bottom-small:40px;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"473\" height=\"211\" title=\"logo holodryass\" src=\"https:\/\/www.btpsavoie.fr\/wp-content\/uploads\/2025\/01\/logo-holodryass.png\" data-orig-src=\"https:\/\/www.btpsavoie.fr\/wp-content\/uploads\/2025\/01\/logo-holodryass.png\" alt class=\"lazyload img-responsive wp-image-3325\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27473%27%20height%3D%27211%27%20viewBox%3D%270%200%20473%20211%27%3E%3Crect%20width%3D%27473%27%20height%3D%27211%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/www.btpsavoie.fr\/wp-content\/uploads\/2025\/01\/logo-holodryass-200x89.png 200w, https:\/\/www.btpsavoie.fr\/wp-content\/uploads\/2025\/01\/logo-holodryass-400x178.png 400w, https:\/\/www.btpsavoie.fr\/wp-content\/uploads\/2025\/01\/logo-holodryass.png 473w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 640px) 100vw, 473px\" \/><\/span><\/div><div class=\"fusion-text fusion-text-1\"><p>Votre Contact : Nathalie VALESINI FALIES<\/p>\n<p>Tel : +33 (0)7 88 44 97 17<\/p>\n<p>Email : <a href=\"mailto:c.costerg@convergence-assurance.fr\">nathalie@holodryass.fr<\/a><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:13.44%;--awb-width-medium:50%;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:13.44%;--awb-width-small:100%;--awb-spacing-right-small:1.92%;--awb-margin-bottom-small:0px;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-two fusion-animated\" style=\"--awb-margin-bottom:40px;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\" data-animationType=\"fadeInLeft\" data-animationDuration=\"0.3\" data-animationOffset=\"top-into-view\"><h2 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Information Protection Sociale : Nouveau PASS<\/h2><\/div><div class=\"fusion-separator fusion-no-large-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-bottom:3%;width:100%;\"><\/div><div class=\"fusion-text fusion-text-2\" style=\"--awb-content-alignment:justify;\"><p><strong>Information Protection Sociale : Nouveau PASS <\/strong><\/p>\n<p>Le plafond annuel de la s\u00e9curit\u00e9 sociale en 2025 est de 47 100 \u20ac (3 925 \u20ac \/ mois), soit une hausse de +1,6% par rapport \u00e0 2024 pour tenir compte de l&rsquo;inflation.<\/p>\n<p>Cette augmentation est inf\u00e9rieure \u00e0 l\u2019inflation2024, qui a \u00e9t\u00e9 de 2 %.<\/p>\n<p>Le PASS est d\u00e9termin\u00e9 par arr\u00eat\u00e9 minist\u00e9riel, suite au rendu du rapport annuel de la Commission des comptes de la S\u00e9curit\u00e9 sociale (CCSS), qui fixe chaque ann\u00e9e la valeur du plafond, et varie notamment en fonction de l\u2019\u00e9valuation des salaires moyen par t\u00eate en France.<\/p>\n<p>Il a \u00e9t\u00e9 exceptionnellement gel\u00e9 de 2020 \u00e0 2022<\/p>\n<p>Ce montant de r\u00e9f\u00e9rence est un \u00ab plafond \u00bb, au-del\u00e0 duquel les aides de la s\u00e9curit\u00e9 sociale ne sont plus vers\u00e9es.<\/p>\n<p>Le PASS est utilis\u00e9 pour d\u00e9terminer le montant des aides sociales et notamment :<\/p>\n<ul>\n<li>l&rsquo;aide au logement,<\/li>\n<li>les allocations ch\u00f4mage,<\/li>\n<li>l\u2019assurance vieillesse,<\/li>\n<li>le bar\u00e8me d\u2019indemnisation d\u2019une assurance d\u00e9c\u00e8s,<\/li>\n<li>le capital d\u00e9c\u00e8s vers\u00e9 dans certains contrats de pr\u00e9voyance,<\/li>\n<li>les cotisations de retraite de base de la s\u00e9curit\u00e9 sociale mais aussi celles des retraites compl\u00e9mentaires, c\u2019est-\u00e0-dire les cotisations Agirc-Arrco,<\/li>\n<li>les garanties propos\u00e9es par certaines assurances sant\u00e9,<\/li>\n<li>les indemnit\u00e9s journali\u00e8res vers\u00e9es dans la cadre d\u2019un arr\u00eat de travail,<\/li>\n<li>les pensions d\u2019invalidit\u00e9.<\/li>\n<\/ul>\n<p>Le PASS sert dans le calcul des charges sociales.<\/p>\n<p>En clair : la part du salaire per\u00e7ue au-del\u00e0 du montant de r\u00e9f\u00e9rence du Plafond de la S\u00e9curit\u00e9 sociale (PASS) ne sera donc pas soumise \u00e0 cotisation<\/p>\n<p>Il sert \u00e9galement de montant de r\u00e9f\u00e9rence pour le calcul de la pension de retraite de base et compl\u00e9mentaires, mais aussi pour les exon\u00e9rations ou avantages fiscaux li\u00e9s aux PER, ainsi que pour les seuils d\u2019abondement des produits d\u2019\u00e9pargne salariale (PEE) ou d\u2019\u00e9pargne retraite collectif (Perco).<\/p>\n<p>A savoir qu\u2019en France, le montant de la pension de retraite de base des salari\u00e9s du secteur priv\u00e9 ne peut pas d\u00e9passer 50 % du plafond annuel de la S\u00e9curit\u00e9 sociale (PASS) de l&rsquo;ann\u00e9e de d\u00e9part \u00e0 la retraite. Les pensions de retraite compl\u00e9mentaires et les Plan Epargne Retraite (PER) se cumulent \u00e0 ce montant maximum. \u00bb.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"pmpro_default_level":"","footnotes":""},"categories":[110],"tags":[],"class_list":["post-3324","post","type-post","status-publish","format-standard","hentry","category-actualites-des-membres","pmpro-has-access"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.btpsavoie.fr\/index.php\/wp-json\/wp\/v2\/posts\/3324","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.btpsavoie.fr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.btpsavoie.fr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.btpsavoie.fr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.btpsavoie.fr\/index.php\/wp-json\/wp\/v2\/comments?post=3324"}],"version-history":[{"count":1,"href":"https:\/\/www.btpsavoie.fr\/index.php\/wp-json\/wp\/v2\/posts\/3324\/revisions"}],"predecessor-version":[{"id":3328,"href":"https:\/\/www.btpsavoie.fr\/index.php\/wp-json\/wp\/v2\/posts\/3324\/revisions\/3328"}],"wp:attachment":[{"href":"https:\/\/www.btpsavoie.fr\/index.php\/wp-json\/wp\/v2\/media?parent=3324"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.btpsavoie.fr\/index.php\/wp-json\/wp\/v2\/categories?post=3324"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.btpsavoie.fr\/index.php\/wp-json\/wp\/v2\/tags?post=3324"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}